Choose from a wide spectrum of offerings.

We offer a full suite of conforming, government, home equity and non-conforming loans, providing you a comprehensive range of offerings for your clients.

Innovative Solutions

  • Expanded Criteria products allow for various documentation options (Full, Streamline, NIVA & NINE)
  • 97% loan-to-value (LTV) for conforming purchase or rate term refinance transactions; 100% of down payment and closing costs can be gifted by an acceptable donor (primary and single family homes, excluding high balance loans)
  • HELOCS qualified based on existing balance and payment (per credit report)
  • Choice of low down payment FHA, VA or conventional conforming loans for existing manufactured homes
  • 620 minimum credit score for conforming loans, with Desktop Underwriting (DU) approval eligibility
  • 580 FHA & VA Credit Score
  • Lock-in periods up to 90 days
  • Delivery of credit and closing file by expiration date with trailing original note

Competitive Advantages

  • Freddie Mac-only product with minimal overlays (reference product guides)
  • Fannie Mae product allows up to 10 financed properties when the subject property is a second home or investment property; no maximum number of financed properties if the subject property is a primary residence
  • Quick service with processing (i.e. Turn Times) status available online
  • LPMI and ditech PMI available
  • Property Inspection Waiver (PIW) permitted on eligible transactions (FNMA only)
  • Texas HELOCS and cash-out refinancing
  • Conforming ARMs (5/1, 7/1, 10/1) and shorter term fixed-rate
  • DU Refi Plus (Non Same Servicer), 150% LTV max unlimited CLTV with 16-30 year amortization
  • DU Refi Plus (ditech to ditech) unlimited LTV and CLTV
  • Option to use your own Appraisal Management Company (AMC) with our competitive, non-conforming products
  • Numerous government loan programs available, including FHA streamline refinance, VA IRRLs and USDA

To learn more, call today:
1-877-700-4622, option 7

This information is for mortgage professionals only and is not for distribution to the general public or for use in any solicitation or ad in any manner whatsoever.

All fields required.

This field is required.
This field is required.
This field is required.
This field is required.
This field is required.
This field is required.
This field is required.
Thank You!

We appreciate your interest in ditech. A member of our team will be in touch with you shortly. If you have any questions in the meantime, call 1-877-700-4622 and select option 9 for Correspondent Lending or option 8 for Wholesale Lending.