Choose from a wide spectrum of offerings.
We offer a full suite of conforming, government and home equity loans, providing you a comprehensive range of offerings for your clients.
- 97% loan-to-value (LTV) for conforming purchase or rate term refinance transactions; 100% of down payment and closing costs can be gifted by an acceptable donor (primary and single family homes, excluding high balance loans)
- HELOCS qualified based on existing balance and payment (per credit report)
- Choice of low down payment FHA, VA or conventional conforming loans for existing manufactured homes
- 620 minimum credit score for conforming loans, with Desktop Underwriting (DU) approval eligibility
- 580 FHA & VA Credit Score
- Lock-in periods up to 90 days
- Delivery of credit and closing file by expiration date with trailing original note
- Freddie Mac-only product with minimal overlays (reference product guides)
- Fannie Mae product allows up to 10 financed properties when the subject property is a second home or investment property; no maximum number of financed properties if the subject property is a primary residence
- Quick service with processing (i.e. Turn Times) status available online
- LPMI and ditech PMI available
- Property Inspection Waiver (PIW) permitted on eligible transactions (FNMA only)
- Texas HELOCS and cash-out refinancing
- Conforming ARMs (5/1, 7/1, 10/1) and shorter term fixed-rate
- DU Refi Plus (Non Same Servicer), 150% LTV max unlimited CLTV with 16-30 year amortization
- DU Refi Plus (ditech to ditech) unlimited LTV and CLTV
- Option to use your own Appraisal Management Company (AMC) with our competitive, fixed rate jumbo products
- Numerous government loan programs available, including FHA streamline refinance, VA IRRLs and USDA
To learn more, call today:
1-877-700-4622, option 7
This information is for mortgage professionals only and is not for distribution to the general public or for use in any solicitation or ad in any manner whatsoever.
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We appreciate your interest in ditech. A member of our team will be in touch with you shortly. If you have any questions in the meantime, call 1-877-700-4622 and select option 9 for Correspondent Lending or option 8 for Wholesale Lending.